Frances Avrett

Lawrenceville, GA
Former Greenhouse Owner

Frances Avrett was in the midst of a serious family crisis when she learned about Primerica. The hard work she put in to grow her Primerica business provided her with the ability to not only give her gravely ill husband a better quality of life, but also to provide for their five young children.

"When my husband, Lee, died, his last words were about how proud he was of me. No matter how much I earn, or how far my Primerica career takes me, these words and the time I got to spend with Lee because of this business will be what I treasure most."

Primerica offers a business opportunity that involves the sale of term life insurance and various other financial service products. Primerica representatives are independent contractors, not employees. Their earnings are based on the sale of products offered by Primerica and also qualifying product referrals. Importantly, Primerica representatives must be appropriately licensed for each product line before they are qualified to make a sale.

From January 1 through December 31, 2024, Primerica paid our life-licensed sales force members an average of $7,757, reflected in local currency, unadjusted for exchange rates. Representatives typically pay an initial fee of $99 USD ($103.95 CAD in Canada, inclusive of taxes) to provide for training and licensing and also may incur ongoing personal expenses to conduct business. Our representatives earn varying levels of income and the cash flow shown reflects an extraordinary level of success that is not typical of the sales force.