Tonia Poe

Gardena, CA
Former Probation Officer

When Tonia Poe found Primerica, she and her young daughter were living with her parents in Compton, CA. She was deep in debt with no hope of paying it off on her probation officer's salary.

"Before Primerica, I was like most people. Every decision I made was based on money. That's what has changed the most for me because of this business. Little things - things you don't even think about until you're in the moment. To me, those little things are the most profound changes about my life now compared to my life before. Now, I can afford to live life on my terms."

Primerica offers a business opportunity that involves the sale of term life insurance and various other financial service products. Primerica representatives are independent contractors, not employees. Their earnings are based on the sale of products offered by Primerica and also qualifying product referrals. Importantly, Primerica representatives must be appropriately licensed for each product line before they are qualified to make a sale.

From January 1 through December 31, 2024, Primerica paid our life-licensed sales force members an average of $7,757, reflected in local currency, unadjusted for exchange rates. Representatives typically pay an initial fee of $99 USD ($103.95 CAD in Canada, inclusive of taxes) to provide for training and licensing and also may incur ongoing personal expenses to conduct business. Our representatives earn varying levels of income and the cash flow shown reflects an extraordinary level of success that is not typical of the sales force.