Grace June Kim

Jackson Heights, NY
Former Marketing Research Analyst

Grace June Kim was burnt out working the daily nine-to-five grind, dreading each day's commute. She wanted to feel her time and efforts had purpose and finding Primerica gave her life the direction she was craving.

"I used to wonder what the purpose was of riding the subway to and from work and sitting in front of my computer for all those hours in my work day. Was it just to pay my bills and to get by? To live for the weekend? I always wanted to become financially independent, but in the corporate world, I constantly saw either a barrier to getting where I wanted to be or a huge tradeoff/sacrifice in order to get there. The Primerica Opportunity enabled me to think differently about my future."

Primerica offers a business opportunity that involves the sale of term life insurance and various other financial service products. Primerica representatives are independent contractors, not employees. Their earnings are based on the sale of products offered by Primerica and also qualifying product referrals. Importantly, Primerica representatives must be appropriately licensed for each product line before they are qualified to make a sale.

From January 1 through December 31, 2024, Primerica paid our life-licensed sales force members an average of $7,757, reflected in local currency, unadjusted for exchange rates. Representatives typically pay an initial fee of $99 USD ($103.95 CAD in Canada, inclusive of taxes) to provide for training and licensing and also may incur ongoing personal expenses to conduct business. Our representatives earn varying levels of income and the cash flow shown reflects an extraordinary level of success that is not typical of the sales force.